YOUNG FAMILY PLAN
$2,400 individual / $2,700 married couple
This is an affordable and comprehensive solution for a family with minor children. Guardians are appointed to raise children and a succession of trustworthy adults is chosen to manage money for the best interests of the minors. This plan includes:
- Guardians for minor children
- Financial controls for minor children while growing up
- Flexible use of funds by a trustworthy adult for the children's benefit
- Ages chosen for when children can receive their inheritance.
Level 1: Protection Plan
$2,900 individual / $3,200 married couple
This plan is for those with adult children or other adult beneficiaries who want to ensure that recipients can protect their inheritance. This plan includes everything in the Young Family Plan as well as:
- Inheritance protection from divorce, bankruptcy, lawsuits and nursing home costs
- More extensive planning in case any of your intended beneficiaries predecease you
- Special Needs Trust to ensure continued availability of "needs-based" government benefits.
Level 2: Protection Plan
$4,000 individual / $4,300 married couple
This plan is for those who need the benefits of the Level 1 plan, plus require added protection for additional wealth or who need a more flexible plan. In addition to other factors, this plan is appropriate for clients with:
- Greater than $1 million in net worth
- Enhanced customization of trust terms
- A substantial amount passing to grandchildren, friends or charities
- A need to ensure a loved one can remain in the family home or farm
- Business ownership.
This is our most frequently needed plan!
Level 3: Protection Plan
Starting at $5,000
This plan is for those who need the benefits of the Level 2 plan and whose situation may be a bit more complex. The most frequent situations which require this plan are:
- A "blended" family that needs to ensure a surviving spouse is protected and that children from both sides are treated fairly - involves 2 or 3 trusts
- A married person establishing a plan separately from a spouse or who wants to protect their inherited money
- A couple with 2 existing trusts, needing updates or a combination into a single estate plan
- Donating significant wealth to an alma mater or charities.
Non-Trust Based Estate Plans
$1,200 individual / $1,500 married couple
After initial consultations, 90% of our clients choose a Trust plan. However, a Non-Trust based plan is still an option for those who want to skip probate and do not have minor children, disabled beneficiaries, or concerns about protecting their family's inheritance from lawsuits, divorce, creditors, or poor financial decisions.
Estate Plan Review
Complimentary
It is time to have your existing plan reviewed if your estate plan is over 5 years old or any of the following have occurred:
- marriage
- divorce
- births
- deaths
- new choices for executor/trustee/guardian of children
- family members with creditor problems
- new home
- different ideas on distributing assets.